Throughout 2026, Byblos Bank Armenia’s Arca cardholders can receive 2% cashback each month on non-cash purchases made with their card in the Republic of Armenia.

• Cashback is applied to transactions exceeding AMD 1,000
• Maximum cashback per transaction: AMD 6,000
• Maximum cashback per month: AMD 60,000

Cashback is calculated based on the total amount of eligible payments made by the same cardholder, including transactions performed with Arca cards issued by different banks.

Cashback for a given month will be credited by the 25th of the following month to the account with the bank through which the last cashback-eligible transaction was made during the reporting month.

The Byblos Bank Armenia Arca Gold Card can be ordered online, via the Byblos Mobile app, or at any Byblos Bank Armenia branch.

More information about the cashback program can be found here.