Using the Byblos Mobile app, you can now instantly transfer money to customers of other banks through the ArcaPay system.

To make a transfer, simply enter the recipient’s phone number or choose it from your contacts — without having to remember the card numbers or the account number.

ArcaPay enables customers of Armenian banks and payment and settlement systems to transfer money instantly by simply inputting the recipient's phone number.

The service is accessible through the Byblos Mobile app, allowing the Bank's customers to make instant transfers to clients of all banks that are part of the ArcaPay system.

The transfer can be made between current, savings and card accounts, with no fee at all for each transfer (until 31 December 2026).

Byblos Bank Armenia customers can set the Bank as their primary bank in the "Settings" section of the Byblos Mobile app to receive transfers from the other banks via phone number.