Business Financing
Special offer
Byblos Bank Armenia is introducing a special offer to help entrepreneurs ensure business continuity and implement bolder projects.
Loan Repayment Holiday

The bank is offering a 3-month payment holiday to small and medium-sized businesses – both in the event of taking out a fresh loan or transferring an existing one from other banks.


During the first 3 months, customers will be exempt from both interest and principal payments and will benefit from special terms of service:

  • Free business card service for 15 months;
  • Free Online Banking activation and service.

Learn more next
SME Refinancing

As part of the offer, businesses can transfer their loan or overdraft from other banks or credit organizations to Byblos Bank Armenia.


12% (֏) 9% ($) 7% (€)


The Bank, meanwhile, will cover all transfer costs and provide special terms of service:

  • Free business card service for 15 months;
  • Free Online Banking activation and service for 15 months.

Learn more next
The special offer is valid until 29 December 2023.

OTHER SME LENDING SOLUTIONS

Business overdraft
Business overdraft
Against Collateral

Business overdraft provides access to financial resources of up to AMD 150,000,000 and delivers significant benefits for business development and innovation.

Learn more next
Business capital
Business capital
Against collateral

The funding will help you improve your workplace environment or expand to a bigger and bolder space. Annual nominal interest rate is fixed for the first 3 years.

Learn more next
Business transport
Business transport
Against vehicle

If it is time to upgrade your executive car, it’s also time to apply for a business car loan. The borrower must only provide another vehicle owned by the business as collateral for the loan.

Learn more next
Business equipment
Business equipment
Against collateral

Level up the quality of your products or services by investing in new equipment. Financing of up to AMD 150,000,000 (or foreign currency equivalent) will help harness the full potential of your business.

Learn more next
KFW SME support program
KFW SME support program
Fixed-rate loan

This type of financing ensures annual fixed interest rate for the entire loan term and is designed for legal entities and individuals alike.

Learn more next
Overdraft
Overdraft
Without collateral

The overdraft facility provides access to financial resources of up to AMD 150,000,000 to cover emergency expenses.

Learn more next